Chapter Overview: Credit for Purchasing a House

Credit is one of the most confusing and misunderstood aspects of buying a house. We will clear up any misconceptions and get you on the path to the good credit you’ll need to have to buy your own home.

The 5 C’s of Credit

Lenders want to know that you’re going to pay them back if they loan you a bunch of money. The way they decide how good of a risk you are is with the 5 “C’s.”

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How is a Credit Score Calculated?

Everyone is curious about how this magical credit score number is created. We want you to learn the truth and be able to improve your credit score for buying a house.

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Credit Improvement Tips

Having good credit is important, but advice is often confusing and contradictory. We’ll discuss credit improvement steps specifically for mortgages.

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