Category Archives: During the Homebuying Process

First Time Home Buyer Tip #3

Don’t buy a house without having the sewer line inspected. The bad news is that replacing a sewer line can cost you $4000 to $10,000 or more!  But the good news is that it only costs $100-150 to have a professional do a “sewer scope” using a special camera that goes into the sewer line […]

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First Time Home Buyer Tip #2

How can you tell what’s a good neighborhood? We like to use what we call the “9PM Rule”.  Here’s how it works … as you stand in front of a house you like, ask yourself, “would I feel comfortable with my mom walking around all by herself in this neighborhood at 9PM? You will have […]

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First Time Home Buyer Tip #1

Don’t close any credit card accounts during the loan process. What?? You thought it was bad to have too many credit card accounts, right? Well, if you have any type of credit account (in good standing) for a long time, it really improves your credit score. Closing those account will only harm you. So, use […]

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The Home Buying Process – Step by Step

Day 1. Meet with your Buyer’s Agent to discuss your plans. See Create Your Wishlist for a House. Day 2. Consult with your Mortgage Pro and get Preapproval. What does a Mortgage Pro Need from Me? Day 3. Select the right mortgage. Types of Home Loans: FHA, VA, USDA…OMG!

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7 Myths & Facts about Bank Owned Houses

Buying a bank owned house seems to be on everyone’s minds right now. With all the news articles about banks practically giving away homes, it’s exciting to think about getting an unbelievable deal on a house. Let’s separate the myth from fact so you can make a smart decision.

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